Personal Banking

Banking Designed for Your Life

From everyday checking to smart savings, discover banking solutions that adapt to your lifestyle and help you achieve your financial goals.

Account Options

Choose Your Perfect Account

From everyday checking to high-yield savings, we have the right account for your needs.

Essential Checking

Perfect for everyday banking needs

Free
  • No minimum balance
  • Free debit card
  • Mobile banking
  • 24/7 support
POPULAR

Premium Checking

Enhanced features for active users

$9.99/mo
  • Higher ATM limits
  • Cashback rewards
  • Priority support
  • Free checks

High-Yield Savings

Grow your money faster

Free
  • 4.5% APY
  • No fees
  • Automatic savings
  • Goal tracking
Features

Banking That Works for You

Smart Debit Cards

Contactless payments, instant freeze/unfreeze, and real-time spending alerts.

Mobile Banking

Deposit checks, pay bills, and transfer money from anywhere with our award-winning app.

Automated Savings

Set up automatic transfers and round-up savings to reach your goals faster.

Investment Options

Start investing with as little as $1 with our integrated investment platform.

Fraud Protection

Real-time fraud monitoring and zero liability for unauthorized transactions.

Rewards Program

Earn points on every purchase and redeem for cashback, travel, or gift cards.

Cards

Cards That Reward You

Earn rewards on every purchase with our range of credit and debit cards.

Credit Card
SimpleBank Rewards
  • 2% cashback on all purchases
  • No annual fee
  • 0% intro APR for 15 months
Credit Card
SimpleBank Travel
  • 3x points on travel & dining
  • No foreign transaction fees
  • Airport lounge access
Debit Card
SimpleBank Platinum
  • Higher daily limits
  • Premium support
  • Extended warranty protection

Bank Anywhere with Our Mobile App

Download our award-winning app and take control of your finances from anywhere in the world.

Instant transfers
Bill payments
Check deposits
Budget tracking
Card controls
Biometric login

Ready to Start Your Financial Journey?

Join millions of satisfied customers and experience banking the way it should be.

No monthly fees
Free international transfers
24/7 customer support
Instant account setup